I had a life insurance policy with AVIVA LIFE INSURENCE COMPANY INDIA bearing policy no.WLG 1474772. I have paid four annual instalments totalling to a sum of Rs-86203 . Now, it is stated by the company, vide letter dated 12-13-2011 that my policy bearing No.WLG 1474772 is auto-foreclosed since the surrender value of the policy is less than first year premium and cheque for Rs- 20319 is also enclosed. In this regard, i had requested the company's email@example.com on 27-12-2011 to give detail showing how my money diminished to less than the first premium of Rs 20000/. It was once again reminded on 03-01-2012. But till date, there is no replay from the company. A letter was also addressed to the company and sent by courier on 27-12-2011. For that also there is no replay.
Kindly help me in this regard to get my hard earned money back