MY HOME LOAN IS (FIXED FLOATING). FIXED TENURE IS OVER AND NOW CURRENT INTEREST RATE IS 12% WHEREIN MARKET RATE IS 10.5%. WHEN WANTED TO CHANGE BANK FIRST BLUE HOME FINANCE IS CHARGING 2% OF OUTSTANDING. THEY ARE SAYING EVEN IF CURRENT RATE IS FLOATING THERE WILL BE FOR-CLOSURE CHARGES BECAUSE SCHEME IS FIXED FLOATING. PLS CLARIFY. MY HOME LOAN ACCOUNT NO IS GUR/031852
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