I HAD TAKEN A LOAN OF Rs.315000 FROM GRUH FINANCE LTD. NAGAUR BRANCH, NOW I WANT TO REPAY AN AMOUNT OF 50000 AGAINST MY LOAN. I HAD CONTACTED TO REGD OFFICE OF THE COMPANY AT AHMEDABAD. THEY TOLD THAT THE PREPAYMENT CHARGES WILL BE CHARGED @ 3% ON THE PREPAYMENT AMOUNT AND THESE CHARGES CAN BE WAIVED IF THE BORROWER WILL PROVE THE AMOUNT PAYABLE IS HIS OWN.
THIS CONDITION IS NOT FAIR. HOW WILL A BORROWER PROVES THIS CONDITION. YOU ARE REQUESTED TO GUIDE ME IN THE MATTER WHETHER THESE CHARGES WILL BE APPLICABLE OR NOT.AND WHAT WILL BE THE RATE OF CHARGES?
PL REPLY SOON ON MY MAIL ID [email protected] and also on my cell no. 09460110611, 09351863610
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