I have applied online for HDFC Gold Credit Card. Within 1-2 days their agent contacted me and came to my home with Application form. While filling the from I saw there is no option for GOLD Card. he told that "Now HDFC Bank stopped issuing gold credit cards so you have to take Titanium edge, and their minimum credit limit is 75, 000 - 1, 00, 000". I have agreed with him. But When I received my card I got only 35000 credit limit. Also one of my officemate received their HDFC GOLD Credit card with 60, 000 credit limit, I get shocked, that Agent Misguided me. Why do I pay higher annual fees for less credit limit. Which is similar to GOLD Card.
Gold card: 199/- Taxes
Titanium edge card: 599/- Taxes.
It’s very unfair. I request HDFC to kindly change my card with GOLD Card or tell me the procedure to surrender it ASAP.
Name: Abhay Narayan Singh
E-mail : firstname.lastname@example.org
Agent Name: Lalit
Please contact on the above number for card/other details.