I have purchased a flat in Ejipura, Bangalore. The seller of the flat has a loan with HDFC Bank. Registration of flat was done on 20-May-2010. I have taken loan from IDBI bank for purchasing the flat. A DD of 12, 76, 480/- was given by IDBI bank to HDFC loan account 91512004 on 22-May-2010 to close the loan account and transfer the flat documents to IDBI bank. It has been close to 5 months and the documents have not yet been transferred. I had gone to HDFC CMH Road Branch, Bangalore last week and found that the loan account has not been closed due to some pending amount. I do not understand, how did HDFC accept the DD for closure of account and agree for Bank to Bank transfer of documents and and now say that the loan account is not closed. I feel that the seller along with someone in HDFC has done some fraud and managed to get the amount paid to loan account without transferring the documents. Please find below the details of the seller and his loan account details.
Flat Seller (Has loan account with HDFC) - VIJAY KALOSE
CBH Home Loan Account Number - 91512004 (CMH Road Branch, Bangalore)
Contact from HDFC (As per the seller - Vijay Kalose) - Chandra Mohan working HAL Airport road branch
Flat Address: 31/4, 3rd cross, Anjaneya Swamy Layout, Ejipura, Bangalore
Registration done on: 20-May-2010
Documents transferred to IDBI on: Has not been done till date. No date given for the same
Request you to do an enquiry on this case and punish if anyone from HDFC is involved in any irregularities. Also, kindly let me know the date by which the documents will be transferred to IDBI bank.
Hoping for a quick reply.
Thanks & Regards,