I Arif Latif Halari Had taken a NRI Home Loan from HDFC Ltd On floting Rate of 24, 40, 000 (Twenty four lac, Forty Thousand) I had already made a prepayment in ths finacial year of 13, 00, 000 from my own Salary source, As per the Agreement of the bank says that if i make any prepayment from my Salary source i will be not charged ant prepayment charges. I had gone to the HDFC Bank Ltd to close my loan from my salary source acount which is with HDFC BANK As well, But the Executive of the HDFC Bank Ltd infrom me that from Febuary 16th RBI Has made a decision that the prepayment charges has to be taken from all the customers no matter what kind nature of payment they have;
I was just wondering why no letter has been given to the customer before the rules are changed, I have a friend who works in one of the bank informed that the Wavier of RBI Says no prepayment charges on home loan with floting rates. Wavier not applicable on fixed interest loans or loans against property.
If you would be so kind to help me as i am looking to close my loan as soon as possible
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