HSBC Bank Credit Card
HSBC Bank treat me to putting you name is CIBIL

Dear Sir/Madam,

I am Praphulla Jamnerkar. My HSBC Credit Card No is 4476 9299 8781 5955.

I have some issues in my credit Card, I have cleared all legal payments of Rs. 80/- against HSBC Credit Card in 3rd Nov. 2008. Then also Bank forcefully block my card in 2008 without communicate with me.

Now the problem is Bank send me HSBC Credit Card statement on 12 June with late fee charges, I received call from HSBC on 19 Jan Bank asked me to pay Rs. 5000/- or Bank will inform your name to CIBIL, When I was communicate with Bank, the answer was "You have block your HSBC credit card but not close, and from 2009 the HSBC Credit Card was not free, so you have to pay annual charges." But I have not block my card, card blocked by bank in 2008.

Bank not communicate with me about annual charges before. Also I didn't received HSBC Credit Card statement from 2008 to June.

Please help me out from this matter.

Thanks

Praphulla