Inconsumercomplaints.com » Business & Finance » Review / complaint: HSBC BANK / HOME LOAN - 50 Blunders by HSBC Bank. Breach of TRUST. Mental tortures & Harassments by HSBC Bank | News #279282

HSBC BANK / HOME LOAN
50 Blunders by HSBC Bank. Breach of TRUST. Mental tortures & Harassments by HSBC Bank

I have availed a loan of Rs-1961929/- from HSBC Bank in 2005. In I came to know from bank's issued statements that bank is manipulating my a/c statements/calculations since 2005.Till date, I have received more than more than 100 incorrect & manipulated statements which I have forwarded to bank for their reply but despite my more than 250 emails/letters, I have not received any correct ex[planations from bank.

Shockingly, instead of rectifying its mistakes & resolving my issues, Bank's Nodal officer is asking me to ignore bank's blunders in my a/c. Complaint is also made at RBI & finance minister office. RBI has also fired HSBC officer for bank's unfair trade practices etc.

kindly refer Some of my complaints:&--

(1) Instead of bank's issued one loan amount of Rs-1961929/-, bank's issued statements are reflecting 5 more non issued loan amounts totalling more than a crore.

(2) Two non issued loan amounts added in my principal amount. Loan tenure also increased by 25 instalments.

(3) Bank's issued same day's 4 statements are reflecting 4 contradictory loan tenure calc results.i.e. 180, 263, 274 & 303 .There is diff. of more than 100 instalments in same day's statements. Diff. of 100 * 20000 =20 Lacs-

(4) Bank's issued Nine statements are reflecting nine contradictory balance loan tenure calc results despite calc on same amount of Rs.1829622/- at same r.o.i. 12.5%.

(5) Discrepancies in bank's issued amort sch.st.dt. 10/11 & 14/11 despite calc on same amount, same emi & same r.o.i.(result 254 & 255 months)

(6) Bank's issued Eight interest paid certificates, issued for same financial year 2008 are reflecting 5 contradictory interest paid amounts.

(7) Bank's issued SIX interest paid certificates, issued for same financial year 2009 are reflecting 4 contradictory interest paid amounts.

(8) 5 contradictory interest calc results on same amount of rs-1829622/- at 12.5%.

(9) Discepancies in bank's Nodal officer 's issued two certified copies of interest paid certf of same financial year 2009.

(10) Discrepancies in calc results in bank's issued statements & bank's excel calc results.

(11) Discrepancies in calc results in Nodal officer's issued certified copies & Chief Nodal officer's issued certified copies. Both are not only contradictory to each other but are contradictory bank's excel calc results.

(12) My payments are not reflecting.

(13) bank's emi calc are wrong & contradictory to bank's own excel calc results.

(14) Bank's loan tenure calc are wrong & contradictory to bank's own excel calc results.

(15) Bank has stopped issuing me statements.

Sir, there are still 40 more such blunders which I have already forwarded to bank. Bank has still not replied the same.

Instead of resolving my issues, bank is harassing me for wrong payments.

This might be the first time in indian banking history that any bank has made such blunders in customer's a/c.

as per RBI banking rules, there should not be a single paise doff. on same calc but as for as my a/c is concerned, there is diff. of more than 100 instalments in same day's statements.i.e. diff. of more than twenty lacs.

I hope, HSBC will reply & resolve my issues immediately.

Regards

Dewani shankar

24/4

9969602285

A/c No-019609528220 - email id - [email protected]


Company: HSBC BANK / HOME LOAN

Country: India   State: Maharashtra

Category: Business & Finance

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