I opted for a loan from IDBI bank for Exotica Elegance Indirapuram society (Home loan account number 191675100032197) and applied on 1st week of April.
The bank was delaying my processing even after the fact that all my documents and relevant details were up-to-date. My legal and technical documents were received earlier by the bank. Everything was clear.
I had filled up the Home loan form (50-60 signatures) firstly and then after 8-10 days came to know there was some cutting done by the bank in this form so the idbi agent again asked me to refill and sign that form, due to which there was a delay in loan processing..
At the last moment I got call from the official at IDBI BANK Delhi making a mandatory statement to avail the IDBI FORTIS HOMESURANCE. Without which the bank was not disbursing my pay order. Even though I agreed to take the insurance same day, still the builder received the amount well after the deadline, as a result he has imposed a late payment penalty on me...
Whatever documents were asked from me by the bank agent I gave him the same within 2-3 days but still the loan got late by 1.5 months..I kept on pushing the bank aganet for quickening by loan disbursement by he kept saying there is no problem...
I am trying to catch the IDBI bank executive Mukesh but no success...
I am planning to go to consumer court against IDBI bank..
Anyone gone through this issue please reply...
Manish
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