As i got the two wheeler loan from centurion bank on December 2005, in 16 month emi mode, which like EMI system (16 cheques submitted to the bank while getting in the loan)
During 1st 10 months of emi dated, bank they deposited the cheque correctly. During last 6 month, bank didn’t deposited my cheque, so bank executive directly came and collected the cash from me, because some problem at the bank side. But there no problem on my side. Payment delay due to bank didn’t deposit the cheque.
During April 2007 of the EMI, because of bank executive not came to receive the cash from me, so I visited the centurion bank(Egmore) got my balance sheet for my loan payment, I totally paid the balance amount on 1/6/2007 .and I got the NOC & RC book from the bank, when full loan amount settled to the Bank. I have closed my loan without any due balance.
But, in cibil list my name appeared. so I can’t apply any credit card or loan .
For this issue, I visited to the hdfc bank on September 2010. They verified my document and given your e-mail ID. Bike loan Details are listed below
I have enclosed my bike loan detail, my bank statements, NOC, cash receipts etc. with this mail.
Note : My bank balance is maintained correctly on EMI dated
There is no cheque return issue
I got the NOC & RC book from the bank, when settled loan the Bank
Bike loan detail:
Bike no : TN04 S 3834
Loan no : 2006 PI1745561
Bank : centurion bank
Whenever apply for the new credit card, it was got rejected, that time I don’t the reason. Just now I came to know that was on my bike payment problem
During the month of September I applied the personnel loan from the HDFC bank, But it was rejected due to bike loan irregular payment problem and my name registered in the CIBIL.
HDFC loan detail:
Loan no : 17345388
Please Rectified the my problem immediately as soon as possible, and clear my name from the CIBIL entry list.