To, Noida
Regional Manager - Loans, 07/05
LIC Housing Finance Limited,
Loans division,
New Delhi,
[Sub :- Regarding Loan Disbursal for Shivkala Charms, Greater Noida]
Dear Sir,
We are group of three people has taken loan from your organization for purchasing a house with M/s Shivkala Developers, Noida for their Project based in greated noida called Shivkala Charms, this project is being finance and approved by your organization (As per builders).
While we approached the builder for first purchase they promised us this project will be ready for procession by March'2010. But if we see today’s situation of project site nothing has changed since we have booked this flat. Now days if we called these builders company and ask them about the delivery schedule they are not even answering phone calls, in this situation we thought that it would a wise idea to inform you being an investor in this project about the current scenario.
Web will be so glad and obliged if you kindly look into this issue to let us know at least when we will get our procession.
Secondly we would like to give you some insights; the cheques being issued by you to the company without being signed the acceptance by us.
If this situation persists and the builder won’t even agree to give a final date of possession in that case i won’t be in a state to pay the monthly installment.
Thanks a lot in anticipation of your fruitful steps.
Thanks & Regards,
Sumanta Chakraborty
(Loan Account No - 11017402/ Appln. No. - 115038)
Phone No. 9910567878
To, Noida
Director General - Loans, 14/05 LIC Housing Finance Limited,
Loans division,
New Delhi,
[Sub :- Reference to Letter Dated 07/05]
Dear Sir,
As I have already detailed my concern regarding Shivkala Charms by Shivkala group, Noida and your relation. I have notified the builder several times over phone and letter for giving in writing for date/ month of possession, but we have not received any reply from their side. And also we have informed you’re via our last mail.
As the current status seems to us that this property is not going to finish any time so. There is not any progress so far. And as you are also not intervening to see what is happening I am deeply regretted to inform you that I have to discontinue my EMI due to this unavoidable situation
Thanks a lot in anticipation of your fruitful steps.
Thanks & Regards,
Sumanta Chakraborty
(Loan Account No - 11017402/ Appln. No. - 115038)
Phone No. 9910567878
To, Noida
Director General - Loans, 01/06 LIC Housing Finance Limited,
Loans division,
New Delhi,
[Sub :- Abnormal delay in completion of residential project by Shivkala at Greater Noida, Reference to later dated 14/05]
Dear Sir,
This has reference to my earlier mail through which I expressed our un happiness towards dealing with Shivkala for the housing project.
We had a discussion with Mr. Mital, MD of Shivkala a couple of weeks back and settled for the delay up to October.
However, we have a great concern over the present status and progress of this project. As you know that we have paid the complete amount with faith in mind that the project is financially sponsored by LIC. LIC itself speaks for its own expedite procedure for completion of such type of housing projects’ within reasonable time table.
However, in this case, we have seen a complete relaxation and the project which were earlier promised to be complete by January are now rescheduled to October.
We all needed this flat to make our office commuting easier as presently we have to cover a long way for the same.
Unfortunately, this has not happened so far and we are now eyeing to your good self for putting up pressure on the developer for an early completion.
Hope you understand our situation and do positive for our betterment.
Thanks & Regards,
Sumanta Chakraborty Pranab Bhakta Nithesh Shetty
Phone No. 9910567878
To, Noida, 22/07
Mr. Alok Goyal
Area Manager
LIC of India
Kasturba Gandhi Marg,
N.Delhi
Sub: Financing and subsequent completion of the project of Residence housing at Golf Course, Greater Noida being executed by Shivkala Charms
Dear Sir,
This letter is further to our earlier letter dated 01.06.2010 to you and subsequent discussion with MD of Shivkala Charms, Mr. Mittal on dt 10.06.2010 at Noida.
We are again with the same concerns as the earlier discussions and commitments failed to yield any noticeable results.
As you know, we dared to be a member of this housing scheme based on the fact that LIC is the financer of this project.
LIC being the premier organization, we expected the completion of project in time and we can plan our shifting to this new house accordingly.
However, we are sorry to say that as per the present status, we estimate that the project seems to carry on well beyond October as promised recently by Mr. Mittal, MD - Shivkala Charms. It has also been confirmed unofficially by one of the member of the project that due to some major financial crisis, the project is not moving at all and may even face further delays. Please be informed that during initial negotiation, the completion schedule was verbally given as End November and then End March.
Under this circumstances, we are afraid with our money paid to the company may get lost and also the continuing EMI will be futile.
We requested you earlier also to step in to and solve this problem and make a move to safeguard our money.
This time, through this letter, we are again requesting you to look in to the development and do the necessary.
If it fails to generate noticeable result, we have to approach higher authority and present this miserable situation to protect our interest.
Hope, we shall get a positive action from your end at least this time.
Looking forward to your kind attention to this grave situation.
Thanking you
Sumanta Chakraborty Nithesh Shetty Pranab Bhakta
(Flat No. 2562) (Flat No. 2553) (Flat No. 2532)
(Loan Account No - 11017402)
Phone No. 9910567878
Address: A20-21
Sector - 59, Noida
UP - 201301
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