I had applied a house building loan but as per norms during checking of CIBIL it is found that Axis bank against my Savings bank account written the status as ( Written off). after investigation it is found that i nevel taken any kind of loan from Axis bank, Axis bank concerned branch also given the NOC in this regard. after comunication to CIBIL, Cibil asked to Axis bank to reply on the same but Axis bank not responding of the CIBIL query since a long time.
here it is important to know, that Concerned branch has given me NOC that there is no dues/loan from the bank against my Savings accounts, on the other hand Axis bank concerned department not responded to CIBIL. Due to not response from Axis bank, my loan is on hold as well as i have to pay penalty to the vendor also i m very much mentelly harssed.
Why not Axis bank need to penalize in this regard why they un-necessary harssed the cusutomers.