I brought a unit linked life insurance policy from Aviva with a 2 year lockin period before i could redeem it, after 2 years & have paid the premiums when i wanted to redeem my policy, they told me that they would deduct over 40% from the fund value which pushed my principal into negative. i have asked them to explain the nature of these deductions, but they have not replied to any of my 3 requests.
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