Banking
Cheque bounce

I K.P.Prakash having Savings bank account in SBM Bank JVSL Branch (Code : 40558) Toranagallu,

KARNATAKA, I am an Home loan customer in ICICI Bank Hubli Branch since February My Salary is paying to SBM Bank JVSL Branch, so that I have given Post Dated Cheques for the amount Rs.10030 per month EMI towards Home loan to ICICI Bank.

For the month of August ICICI Bank has been submitted the cheque for the payment of EMI amount but from SBM JVSL Branch reply has been sent stating that insufficient fund in the account even though there is enough amount of money in the account and simultaneously they have debited the amount from my account and it entered in the passbook

After 2 years and 5 months continuous fighting and follow up with ICICI Bank by giving the pass book copy showing the details & I found the documents from ICICI bank, returned statement and Cheque from SBM to ICICI bank.

Now with These documents I have queried to SBM JVSL Branch to rectify the problem. tell me whose fault it is & I have to suffer for two years by recieving the calls & Notices from ICICI bank as defaulter

Is it right way to do the works in respectible posts...