Inconsumercomplaints.com » Miscellaneous » Review / complaint: Credit Card - LIC payment without intimation | News #183703

Credit Card
LIC payment without intimation

Dear sir,

ICICI credit card cheating services,

See the below exchange of mails with ICICI credit card division. At the time of online registration for

utility payment of LIC premiums, they refused to accept, replied a mail of not accepting the new registration. Hence, I paid my premium before the due date. But surprised to notice, Icici also remitted the same premium without my knowledge. When they did not accept my request, why do they pay my premium & debit my card account. When I requested for the reverse the debit, they replied that it is not possible, instead I have to approach LIC for reversal. How ridiculous!

Their reply is just like cheating & irresponsible.

Please render a justice to this.

Ramaswamy

91 9442 638566

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From: [email protected]

To: [email protected]

Subject: RE: 'ICICICARE=032-176-797' Product: Credit Card / Old Customer / [email protected]

Date: Sat, 20 Dec 11:43:27 0530

Card no. 4477 4684 7936 0005

Daisy,

See the below reply of your officer on 12/11/08. When you do not accept the registration of my LIC policies, why did you pay the amount?

As a proof, where (which office of the LIC) I sould show the credit card bill to get the refund. Why should I go..?? IT is your fault..??

I am going to the consumer forum to render justice on my part. Your bank will face the legal proceedings in this regard. As per your reply on 12/11, you should not have paid my policy without prior notice to me. It is your duty to refund the amount imm...

I know how to deal the case. Till the refund is not done, I will not pay you any EMI. MY lawyer will speak to this.

Ramaswamy

91 9442 638566

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RE: 'ICICICARE=031-694-031' Product: Credit Card / Old Customer / [email protected]

From: ICICI Bank Customer Care ([email protected])

Sent: 12 November 14:46PM

To: RAM N ([email protected])

Dear Mr. Ramaswamy,

For quicker resolution of your query/request, please write to us through the "E-mail Us" option at our website, www.icicibank.com

We regret for the inconvenience caused to you.

As to our telephonic conversation we inform you that we are not accepting the new registration of the LIC premium payment through credit card.

Looking forward to your co-operation in helping us serve you better.

Sincerely,

SAMIUDDIN AHMED

Customer Service Officer

ICICI Bank Limited

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Date: Fri, 19 Dec 16:00:42 0530

From: [email protected]

Subject: RE:'ICICICARE=032-176-797' Product: Credit Card / Old Customer / [email protected]

To: [email protected]

Dear Mr. Ramaswamy,

We understand your concern.

However, we regret our inability to refund the amount of Rs. 5, 157.00 debited from your credit card account towards LIFE INSURANCE CORPORATIO, N OF INDIA.

We inform you that the LIC biller is not registered from our end, hence request you to contact LIFE INSURANCE CORPORATIO, N OF INDIA for the refund of the amount by showing the credit card statement as a proof.

Sincerely,

Daisy

Customer Service Officer

ICICI Bank Limited

&--Original Message&--

From: RAM N ([email protected])

Date: Thursday, December 18 04:46 PM

To: [email protected] ([email protected])

Subject: RE: to reverse the debit of my LIC premium

Card no. 4477 4684 7936 0005

Why no reply...???

&&&&&&&&&&&&&&&&&&-

From: [email protected]

To: [email protected]

Subject: RE: 'ICICICARE=032-176-797' Product: Credit Card / Old Customer / [email protected]

Date: Thu, 18 Dec 11:40:47 0530

REMINDER... 1

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From: [email protected]

To: [email protected]

Subject: RE: 'ICICICARE=032-176-797' Product: Credit Card / Old Customer / [email protected]

Date: Wed, 17 Dec 17:04:44 0530

Card no. 4477 4684 7936 0005 MOST URGENT

15/12 LIFE INSURANCE CORPORATIO Rs. 5, 157.00.DR

This is reflecting in my card account.

Why should I contact the merchant???

You have debited my card account for LIC premium which I have already paid. You reverse the debited amount & confirm back...

Your reply is not satisfactory. Your unbilled statement clearly shows the debit... what else you require as proof. I just want you to reverse it.

revert imm... Matter is most urgent. Tomorrow 18th is the statment date.

It is totally your mistake. Without prior confirmation to me why did you

make the payment???

At the time online registration itself, you people clearly told me that you are unable to take this request. Then why this

lapses...

Ramaswamy

09442638566

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Date: Wed, 17 Dec 16:44:41 0530

From: [email protected]

Subject: RE:'ICICICARE=032-176-797' Product: Credit Card / Old Customer / [email protected]

To: [email protected]

Dear Mr. Ramaswamy,

For quicker resolution of your query/request, please write to us through the "E-mail Us" option at our website, www.icicibank.com

We regret the inconvenience caused in regards.

We inform that according to our records there was no bill loaded in our system for the debit of the payment from merchant end.

We inform you that we request you to contact merchant.

Sincerely,

Akula Aparna

Customer Service Officer

ICICI Bank Limited

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&--Original Message&--

From: [email protected] ([email protected])

Date: Wednesday, December 17 02:33 PM

To: [email protected] ([email protected])

Subject: Product: Credit Card / Old Customer / [email protected]

Title: Mr.

First Name: NARAYANAN

Last Name: RAMASWAMY

An ICICI Bank Customer: Yes

Product: Credit Card

Account No: 4477468479360005

What would you like to say: 15/12 LIFE INSURANCE CORPORATIO Rs. 5, 157.00.DR

I u/stand from your billing that you have made payment of my LIC premium without informing me in advance. Why you do so?

At the time of online registration of my premiums you people from customer care office spoke to me that you have stopped new registration of LIC utility payment.

Hence I have already done that payment thru HDFC last week.

It is a surprise you have also paid for the same. This is a double payment. right now please stop the payment & credit the amount to my card account.

From next premium, falls during april'09 you can make payment of LIC. Confirm imm...

most urgent.

tks

Ramaswamy

9442638566

E-mail address: [email protected]

Telephoneno: 91-94426-38566

Correspondence address: "Sriram" Om sai appartments, 6th cross

Vadapalani

City: chennai

Country: India

Pin Code: 600026


Company: Credit Card

Country: India

Category: Miscellaneous

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