HSBC call centre/recovery agents from Noida have been calling me fom last one month. They say that I have an outstanding balance of more than Rs. 1, 00, 000/- on an HSBC credit card and the card has been blocked. But the fact is that I never had an HSBC credit card, I never had any type of account with HSBC bank and I have never contacted any personal from HSBC bank. In short I have never had any sort of relationship with HSBC bank.
They have my information in their database. From this information, only my official information is correct. It is not at all difficult to obtain my official information as it is present on a number of websites (job portals) like Timesjobs.com, Monster.com and Naukri.com!
I am continuosly telling them that either they are mistaken or somebody has done a fraud. I want them to verify all the documents that they have corresponding to this credit card. The documents like Photo Id proof, signed photograph, salary slip, passport xerox, signature etc.
To add on to this I have never recieved any mail, email or an sms from HSBC bank. Instead of mentally harrasing me why are they not veryfing the residential address where they have delivered the credit card and where they have send all the bills.
The credit card number as told by the recovery agent is 4384599911661220.
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