I applied for a Car Loan from Axis Bank . Axis Bank refused the Loan stating that my Name is appearing in the defaulters' list.
As informed by the Bank, my name is appearing twice in defaulters' list .
I am aware of one case where there was dispute going on with ICICI Bank for refund of undue amount charged by ICICI Bank from my saving account.
However, I am totally unaware of the second case ( why and which Bank has registered me in the defaulter category )
As far as ICICI Bank is concerned, I am shocked to know that instead of refunding the undue amount debited by Bank from my saving account, they have put me in the defaulters' list.
I have sent lot of e-mails to ICICI Bank for the refund of undue amount charged by them ( as I have not used the Credit Card so told by ICICI to me ), however there is no respite .
I would like to have a respite and resolve the issue with ICICI Bank.
Secondly, I would also like to know the details of the 2nd Bank who have registered me in the default category.