ICICI Credit Card
Name in Defaulter List

I applied for a Car Loan from Axis Bank. Axis Bank refused the Loan stating that my Name is appearing in the defaulters' list.

As informed by the Bank, my name is appearing twice in defaulters' list.

I am aware of one case where there was dispute going on with ICICI Bank for refund of undue amount charged by ICICI Bank from my saving account.

However, I am totally unaware of the second case (why and which Bank has registered me in the defaulter category)

As far as ICICI Bank is concerned, I am shocked to know that instead of refunding the undue amount debited by Bank from my saving account, they have put me in the defaulters' list.

I have sent lot of e-mails to ICICI Bank for the refund of undue amount charged by them (as I have not used the Credit Card so told by ICICI to me), however there is no respite.

I would like to have a respite and resolve the issue with ICICI Bank.

Secondly, I would also like to know the details of the 2nd Bank who have registered me in the default category.