Be aware of KFJ gold rush scheme and the false promises, I had joined the scheme in 2010, while joining they asured to give the gold coins at the lowest rate during the scheme period 15 months (that is 1480 per gram ) but later when i paid all my monthly installments and finally went to purchase the gold, i was in for a surprise . Usually any jewellers will charge only 3 % wastage 1% VAT for gold coins ( even the same KFJ does it for hot cash but for KFJ gold rush savings scheme alone additional wastage of 12 %)
they charged me 12 % wastage 1% VAT that to in the current market rate of 2015 per gram. If i opted to buy jewels the 18 % wastage 1% VAT. They made me wait for two weeks to get the gold coins. Do not waste your money in KFJ gold rush scheme, they provide false promises and finally cheat you by increasing the wastage as they wish .