SBI Credit Card
Fraud and cheating!

Hi my name is Shyam S, I work for a software company in Bangalore. I have an SBI credit card. I had made a transaction of Rs 55000/- for my cousin. This was split in to 3 EMI' and it did not carry any interest. It just included a processing fee of Rs 336.72. My cousin is in to business and every month he transfers the EMI amount to my savings account and I pay the EMI. Even if my cousin couldn't pay the EMI prior to the due date, he assured that he will pay it along with the late payment penalty.

The first EMI of Rs 18671.00 was paid on 4th June. The second EMI of Rs 18334.00 was paid on 20th July. The second EMI was paid after the due date, The third EMI was supposed to be paid on 6th Aug, since my cousin couldn't arrange money by then and had no problem in paying the same with late payment penalty.

On 17th Aug a lady claiming to be from SBI called me from 914439830184. She told me about my outstanding balance. I asked her to send her representative to collect the cheque from me on 20th August. Meanwhile on 18th Aug I have received an SMS from SBI which says "Your SBI Card bill of Rs. 19714.52 with due date of 05-SEP-07 has been dispatched." This "19714.52" includes the penalty for late payment, So on 20th Aug I carried a cheque of Rs 19715/- to my office. The representative "Manjunath" turned up only on 21st August. The representative was not ready to accept the cheque from me as it was dated to Sep 3rd. My due date is Sep 5th. This had something to do with the commission.

The representative called up his manager Devraj 99860 24457 using my mobile. Then I received a call from 914439830184 and this time that rude lady was telling me that I have paid only one EMI so far. We had an argument and I challenged them to send an email stating that I had paid only one EMI, So that I can take appropriate action against them. Finally I received an email from harihara.sudand@ge.com which did not mention that I had paid only one EMI, but it had my credit card statement.

The two EMI' which I claim to have paid was clearly shown in the credit card statements sent by harihara.sudand@ge.com to me.

These guys n gals are either too careless or really handpicked dumb a***oles.

I can be reached at 094486 72562

--shyam.s

Company: SBI Credit Card
Country: India

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