Citi bank gold credit card
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Hi my name is Pramod Nautiyal. I was a Citi Bank Gold Credit Card holder (4385 8715 9947 1001). I made all my payments on time initially and later due to some financial difficulties i was not able to make payments on my account. My account was without any payments for more than 3 months and I accrued a lot of interest on the account which was correct on the part of Citi Bank. I am not denying that they shouldnt have charged me any interest. Later they came up with a restructure program for my card, where i was suppose to make 6 payments of Rs. 6917 which would take care of my card. Now all the payments were made till the month of Nov. I am now trying to look for a job in TCS they do credit check only with Citi Bank. I still show as a defaulter with them. I was asked to get a copy of a NO DUE letter from Citi Bank stating that i dont have any outstanding with them. I asked Citi Bank to send me that letter. They were kind enough to mail me the letter stating that "Till date i dont have any dues with them in reference to above mentioned account. I will attach a scanned copy of the letter here. Now after submitting the letter to TCS, TCS sent the letter to Citi Bank Chennai office, so that they could give me a confirmation that i am not defaulting with them in terms of making payments. I have been trying to fix this from last 12 days. I got selected with TCS on the 29 of April and I am still not able to join. This has resulted in waste of my time and also money. Because if I would have joined the company by now i would have been eligible for at least a weeks salary and plus they offer a joining bonus of Rs 30000 if a candidate joins with a week from the day the offer was announced. So, now i will be loosing on that as well. I really dont understand what to do. When i call up Citi Bank they say that you dont have any outstanding. This directly effecting my job. Am i being penalized for setting my self with Citi Bank on a restructure payment plan? or am i being penalized for making my payments after I was on a restructured plan on time. I really dont understand. I am really looking out for a job and Citi Bank is trying to make as much as possible hindrance on my job search even though I dont deserve it. I really dont know what to do at this stage. I m clueless and have no strength left. Please HELP ME!!!

Company: Citi bank gold credit card
Country: India
State: Maharashtra
City: Mumbai Suburban

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