SBI Railway card
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SBI IRCTC Card

I got a call from a man telling that he is calling on behalf of IRCTC (Really they r agents for SBI credit Card).

He told that irctc offers u card with the following benefits

1.No platform ticket for any railway platforms in INDIA (No rly officials r aware of it)

2.No charges for internet ticket booking (1%).

3.10% Cash back for AC tickets.

4.Railway points for all the tickets booked online using the card.

5.It also can be used as credit card.

6. Initially Rs 500/- payment in that Rs 350 as rly point.

As it was Saturday I said call me on Monday I will come after looking in deep the full details. But he dint give me time and he said it is a offer for ur transactions in IRCTC .But after applying it on Sunday I came to know that what he said was all bull and AC tickets 10 % cash BACK, rly points etc all for AC (2 tier), I Class and not for 2 class, 3rd AC ETC.

The telecaller dint mention me

1.No points or benfits for 3rd AC, 2 sleeper, 2 Sitting (10% cash back and rly points for only for AC (2 tier), I Class).

2.He dint tell that I have to pay rs 300 from 2 year onwards.

3. No rly officials r aware of irctc card holder no need to take platform ticket.

4. Only after gaining 500 points u can book ticket in AC 2 Tier and I Class and not in other low seatings.

I am non AC travellor and the card is simple credit card for now to me (when there r free credit cards available from others this is a paid card).

So be careful when this call comes to u. Think whether it is useful to u and go for it.

Company: SBI Railway card
Country: India

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