HDFC Bank
Credit Card Harrasement

I was told that it was a free card. and i haven't used the card ever, not for a single time.but the hdfc people are sending me letters that i have a outstanding and the letter even threatens to initiate legal action against me if i donot make the payments.it is so surprising that i haven't used the card to buy any commodity nor did i ever availed any service through that card . the card was never punched (since it was never used). hdfc is the worst of it's kind. please help me to get rid of this kind of harrasment.

The credit card was issued to me on 21st Oct with no terms and conditions of any Insurance or any other policy attached with it. Although there were no such policies attached to the activation terms of the card, my account was debited against the activation of Bajaj Allianz Insurance policy without prior information and I not even received any policy activation letter from Bajaj Allianz.

Later my account was credited by the bank for the amount of policy on submission of complaint letter regarding mistaken activation of the Policy, hence there must be no dues left to my account. But I received a bill from HDFC bank on 18/05/09 dated 16/05/09 claiming due of Rs. 3, 039.55 as late fee and service tax for the Insurance policy charges that was by mistake debited from my account.

Sir, previously the mistake of activating policy and debiting the account was committed by the bank and now the bank is claiming due in my account. Due to the above mentioned matter, I am facing problems since HDFC executives are constantly calling me for payment and are warning me for legal action.

I request you to look into the matter and revert back at the earliest so that HDFC

Settles my account and issue me a no dues letter.

Company: HDFC Bank
Country: India

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