HDFC Bank
Credity History provided by CIBIL

Hi,

I recently applied for Home Loan as a co- applicant with my brother. But I got feedback from the bank saying my credit history is not reflecting good result due to late payments of some of my credit card and personal loan amounts (which I have already paid/ settled).

I was out of the country for one year. My family members were unaware of the my dues. I totally accept this as my mistake and I should have made some provision to make it paid on time, but somehow I couldn't.

I do have 60000 rs. in my SBI bank account for more than 6 months and now will be working with an MNC in Pune for an annual compensation of rs. 6.7 lacs.

I do have NOC for all of my credit card and single personal loan payments.

Is there any way I can produce these to CIBIL, so as to update my credit report.

As I am unaware of how exactly this works. If possible, could you please educate me how to enhance my credit history.

Company: HDFC Bank
Country: India
State: Maharashtra
City: Pune

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