Hdfc credif card
Mental Harrasement against the payment of credit card

Sir,

With reference to above subject, i wish to highlight a case of banking credit card fraud against me, which makes me mentally disturb from last 1 year.

Detail summary of case :

In the month of May i got a call from HDFC bank that i have not cleared my dues of Rs.80000/- against my gold credit card and the person (HDFC staff) told me to deposit the same amount as early as possible or else we know other ways to recover the payment, then i reply with that as per my information i have applied for the HDFC credit card 1 year back but when i wanted to know the status of my application they told me that sorry sir the company in which you are working is BLACKLISTED AS PER OUR INFORMATION SO WE ARE REGRET TO OFFER YOU A HDFC CREDIT CARD.

So, the case was closed from my side with this information, but the staff (HDFC) kept on saying that "no sir your credit card is issued to you" and now you have to make payment and simply disconnect the phone and daily i was getting 1 or 2 threatening calls from the bank regarding payment of dues or else we do this & that and talk in very abusive & vulgar language, sometimes my parents & wife picked up the phone but they always talked in the same language and the recent call (mid of july/aug) which i got from the bank that we have sent your name to CIBIL.

Here I am mentioning few questions regarding the same which are below:-

1. I was working from last 6 years in same company and my company is blacklisted as per bank information so how could they issue me a credit card.

2. The credit card is in my name and my profession mentioned there was Business but i was salarid from last 5 years.

3. At that time my salary was below 10, 000/- so how can bank issue me a GOLD CREDIT CARD.

4. I have not received the credit and nor the credit card envelope delivers on my residential address.

5. I never get a call or any sms regarding swapping of that card for any purpose or having any transaction never before.

One thing more i want to clear that in the month of February i have taken a personal loan of Rs.60000/- from HDFC bank for 1 year, loan a/c no.14453828, which i dully paid (loan term over on 5th march) without any bouncing or other late payment charges.

If i can default on credit card i can also default on my personal loan but as i dont want to spoil my record and be a genuine customer of HDFC bank i have paid my all installments on time.

So atlast, i request you kindly look into this matter and try to find out the culprit who is responsible for all this and kindly take off my name from CIBIL and make me free from all this fraud.

Name: Vikash Pandey

Mobile No.:9889152152

Company: Hdfc credif card
Country: India

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