HDFC Home Loan
Unnecessary charges for a registered flat

Dear Madam/Sir,

This is reference in regards to my home loan from HDFC Limited, C-Scheme, Jaipur 300201. I have taken home loan from HDFC limited from above cited branch. My home loan account number is 529221522. I have collected 2 cheques of 2, 50, 000/- by name of the property builder and 1, 00, 000/- by my name for registration cost on 30th March.

When I went to submit the cheque in bank, I noticed that they have wrongly printed the details of the cheque. I have informed them (Mr. Nikhil Jain) at that particular instant and he happily agreed to issue a new cheque in later time.

So I have done the registration of my home on 31st March.

I managed time on 10th May and went to the authority in HDFC home loan branch and told them to issue a new cheque. They (Vishal Basotia) did it without clarifying/explaining me anything but charged the pre-EMI for the amount.

I have requested them that I have already registered my flat so you have already deducted EMI but they didn’t agree and took Pre-EMI by adjusting the previous draw amount.

Why should I pay Pre_EMI when flat is already registered.

Also, initially they have sent the sanctioned letter by mentioning the wrong amount (By Shivangi Maharishi) which we have corrected after visiting to the office. Again due to Bank’s fault I am loosing a huge amount and precious time.

Here, I am appealing to stop the harassments and the compensation for same.

With best regards,

Swagata

Company: HDFC Home Loan
Country: India
State: Rajasthan
City: Jaipur

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