HDFC /Personal Loan
EMI Dishonor Loan Charges

EMI Dishonor Loan Charges

I am having one loan accounts with HDFC Bank Ltd. Delhi. I have a good track record of paying my EMIs in time. The loan Account Numbers is 14850462 having an EMI of Rs.4917.

As I have no money (due to job and a/c change) in my HDFC bank account from last one year, so HDFC Loan department charged me 450 Rs per month, while I was always paid my EMIs on time (HDFC please check your records) with-out any wrong intensions.

Now this month July I was shocked to know that I have to pay Rs. 7000 extra to HDFC bank due to non paying EMI on time.

Why nobody from HDFC told me about that extra charges, every month I paid the EMI on time.

I think there is only one motto of HDFC for that is to earn money in a wrong way.

Please anybody from HDFC can tell me or guide me why this happen and what next,

Does HDFC want that money from me, which is very illogical from my prospective?

I hope anybody will contact me and share the solution as we are in middle of this month and soon I will charge again for some extra money.

Now my queries are:-

1. What next about Rs 7000 which were forcefully charged on me.

2. I have a ECS form with me but want to know that before proceeding ECS must to clear this 7000 Rs amount which is due (forcefully) on me.

3. Why nobody from collection department told me about this monthly charged (I am surprised why they were waiting for, Is this called customer care)

4. Need a personal assistant to move up from this dilemma.

5. What is the process to pay my all money in one time and move away from all this?

Regards

Gaurav Jadaun

09867049167

Company: HDFC /Personal Loan
Country: India
State: Delhi
City: West Delhi

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