Home Loan
Excessive Interest

I have taken a Home Loan from SBI, RACPC Rourkela of an amount of Rs. 8.0 Lakhs

On completion of the house and home loan amount regularly visit the RACPC to get start the home loan deducted. (EMI). But they never gave any importance.

After eight months I came to now that penalty amount has been added to my home loan account because I was unable to pay the disbursement amount (EMI). Wheras I have already submitted PDC's for deduction of loan amount and my account has suffiecient balance to get deducted.

The AGM - RACPC agreed there mistake (Not linking my SB A/C to Loan account) and commited to refund back the excess amount, but I need to deposite the whole penalty amount first.

I deposited the same amount to the bank, but its more than 02 months I have not got my refund back beside the positive committment of the RACPC AGM.

Company: Home Loan
Country: India

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