ICICI Credit Card
Cancellation of card without any specifaied reason

Dear Sir/Madam,

I m carrying a Credit card of ICICI bank with following details.

Card No.:4477470350070000

Valid Till:07/11

I have got many schemes activated on this card such as my medicalim insurance provided by ICICI lombard & other EMI schemes were running which are closed now.

Before two months i have received statement of my card with credit limit of 17000 where as the original credit limit was of 49000.The card was issued to me with another credit card in 2007 in lucknow with another card no.4076590668851000 with credit limit of 51000/-.

The card which ends with 1000 was closed in early 2008 by force by the bank. They haven't provided any details of dues or min payments personally or in terms of mail/call. They have started calling me for the recovery directly & started calling my family directly & scesed my salary account with ICICI bank. The account No. is 006401515167 & holded all my savings/ salary for no fault of mine. Apart from this the manager who was handling the department named Mithilesh jha was thretenning me to call my office superiors and pressurised me to pay or else they will declare me defaulter at my work place & to the credit beauro of RBI. And this was not all they have called my family members & thretenning the same to them.

My question is, if they could contact me for the recovery why not contacted me for the repayments of the card???

There was no right to contact my official relation or to my superior while they were at guilty.

Now after two years they have again done the same they have decreased my credit limits for the card which ends with 0000 & not they have started recovery of the same.

I m also not willing to keep any relation with such bank who keep changing rules on its own for his customers. I m ready to re pay the dues to the bank but following questions must be answered.

1) I need a writing letter from the Bank that they are closing the card on their own without any mistake of mine.

2) I need report from credit beaurow of RBI stating that ICICI has not reported any fraud to them regarding my credit report.

3) I will pay the out standing only without any extra charges.

4) All my relation with ICICI to be closed with no due certificate from ICICI.

Apart from this, please assure me that bank will not herrase any of my family members in regards of payments of the card.

I will close all my accounts of mine with ICICI bank on the confirmation of bank to me.

Regards,

Amit Poria.

9665070005.

Company: ICICI Credit Card
Country: India

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