HSBC Credit Card
Undue Charges and false promises

I have been using a HSBC Card for last 6 years. The time it was issued I was told it is a life time free card and for the last 5 years no annual charges were levied on me.

This year since I have not used the card for the last 12-14 mths they levied me annual charges and not informed me either.

Now they are threatening that either I pay up this amount which has snowballed to 4.7 K or they will report me to CIBIL.

Can the bank authorities and the Forum members suggest me a course of action.

out of this 4.7 K I have not made any purchases its all annual charges and the interest there of.

Company: HSBC Credit Card
Country: India

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