HSBC Credit Card
Harrasement for payment after 06years

Dear,

This is to put on records that my card nos: 4384 5914 0254 4528 was discontinued in the year and after 6years the bank has harrased me and assigned this cards case to Mr. Krishnamurthy who states himself to be a lawyer Tel @ 8285950280. on 28Nov11 i was told that an amount of 1, 25, 000 needs to be paid to the bank by cash immediately else there are arrest warrants which would be applicable. i was made to rush to the nearest HSBC BANK within an hour to make the payment which i did.

Post payment i was informed that I shall be receiving a letter from the lawyer that the case stands withdrawn, as i write on 01-Dec-11 am still waiting for the letter, when am directed to the CS desk of the bank i get to know that the case is now under purview of JM Financials and all the details will be known from them only.

my queries are very simple

- how does a bank get my nos afte 06years and before that noone tried contacting?

- how can a card which has a credit limit of 59000 can have an overdue of such an high amount?

- why was noone following up locally to try clearing the amount.

- last overdue on this card was only INR 5000 which was also cleared but unfortunately the receipt is not in possesion now.

would like to understand WHY and HOW am I at fault to be penalised for such a high amount. would like to personally file a complaint against the bank and will like to write to Ms. Kidwai a raise a claim against her for harrasement.

thanks & regards

Shahab Rizwan

9810558905

Company: HSBC Credit Card
Country: India
State: Andhra Pradesh
City: Hyderabad

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