ICICI Bank
Dont response to convert high interest loan to low interest one

Me subhasish chatterjee, having home loan (floating rate of interest scheme) with icici bank. presenly ROI is12% p.a. i write to this bank at their complaint desk regarding loan conversion from high ROI to low ROI, as most of the bank offering this conversion facility after certain period. my loan is 5 yrs old.

before that i also went at their kolkata office for loan conversion and that time i have been told i have to invest approx Rs20000 to get the conversion facility. at that time span i had some problem in investment. and i told them i will pay the conversion charge and maximum Rs10000/- as an investment and they told me conversion is not possible untill unless i invest Rs20000 or more in some of their equity based fund. I wanted to know the cause behind this and they bypass it and told me conversion facilty is associated with some investment only.

pls advice me what to do now.

Company: ICICI Bank
Country: India

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