ICICI Bank
Harrashment done by ICICI Bank

Honorable Lokpal

Banking Services

Uttar Pradesh

Ref:-The Loan of Rs. 2 Lakh taken by the applicant from the ICICI Bank (Branch at Gorakhpur) LAN No. LBGOR00000881562 on dated 12/09

Respected Sir,

This letter of request is submitted for your kind consideration that the applicant is acting as on Income Tax Advisor at Gorakhpur, who is being mentally and economically harrassed by the aforesaid bank.

The fact is this, that the applicant was allotted a piece of land by the G.D.A.(Gorakhpur Development Authority) in the year 2004.The applicant took loan of Rs.2 Lakh from the said bank and after lodging the D.D. issued by the Bank in favour G.D.A.office on 22/09 and the remaining cost of the land was deposited in cash to the G.D.A. office. Thus the total cost of land was deposited to G.D.A. and the applicant became entitled to get the land being transferred in his name. The bank started the recovery of the said loan regularly and the applicant paid the instalments emerging to an amount Rs. 165000/- approx by now.

Due to some departmental dispute of the G.D.A. for land use pattern, the land was not transferred in favour of the applicant. Now after clearing the issue of land use plan, the G.D.A. invited the allottees of land to get the land being transferred in their favour.

When the applicant reached the G.D.A. office for transfer of the land in his favour, he was shocked to learn that the said loan amount sanctioned by the bank in the year 2004 was not yet credited in the G.D.A. bank account.

The bank was regularly realizing and depositing the refund of the loan amount from the applicant but never bothered to see that the loan amount is not debited from bank account to the credit of the G.D.A.(It indicated illmanagement of the bank.)However there is no fault at the part of the applicant. The bank intimited regularly about the increase the rent of interest by post on the said loan. Now, the applicant rushed to relate his aweful story to bank, the bank took no interest to redress his request from February till June, while he visited several times to the office of the bank, when the applicant requested in writing to get a reply in the matter, the bank now gave a letter on 19/07 and intimated that the loan amount is unrealised from the bank and the cheque was not cleared from bank loan account.

Now G.D.A. office is also asking me to deposit the said amount of the Two Lakhs along with an interest of Rs.65000/- for the said outstanding amount (which was an allowable concession in the case of fully paying allottes). Sir, the applicant is suffering by double jeopordy of the folly of bank and whim of the G.D.A.

Now I pray your high office to ask the bank to refund my total paid amount of Rs. 165000/- and its interest along with an other 65000 Rupees as demanded by G.D.A. for non payment of cash by the bank on the initial day of taking of the loan.

In case if the matter is solved by your intervention Sir, I may not have to tile a suit in the law courts and demand any further relief of compensation for loss of the practice and mental agony of the applicant.

Applicant

Ashok Kumar Mishra

Mahui Sugharpur

Rustampur Gorakhpu

Company: ICICI Bank
Country: India
State: Uttar Pradesh
City: Gorakhpur

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