ICICI Bank
ICICI bank fraud against saving account on credit card

My saving account has been marked lien (39, 000.00) by the ICICI bank without inform me in any communication mode. When i called ICICI customer care they told, credit card department did that. They told you have some 39000.00 due with ICICI credit card.

I wonder how this possible, three back i closed the credit card due. The person who collect the last payment told me you will received a NOC letter from the ICICI bank, Mumbai in 20 days. After that they didn't have any communication with me. Till day i haven't receive any letter from ICICI bank. But after 3 years they mark my account lien with the due amount of 39000.00 and the money got debit to ICICI bank.

The credit card that i used limit is 10000.00, but now the total amount that i paid around 60000.00. That is six time the amount that i purchased. This is more than looting by ICICI bank. In future myself, family & friend never going to have any relationship with ICICI bank.

I need to know the following thing, why ICICI didn't followed:

1. If i have due with credit card, why they didn't contact me for the past 3 years.

2. The current ICICI account that i have was created 2 years back, why didn't they inform me about the due when i create the account.

3. Why ICICI bank didn't inform me before or after, mark my account as lien. This is mentally disturbed when i used my card for shopping and found amount was in negative as it marked as lien.

I am going to file a case on these point against ICICI bank.

Anand

91 9884792752

Company: ICICI Bank
Country: India
State: Tamil Nadu
City: Chennai

  <     >