ICICI Bank Credit Card
Illegal lien on savings account

Hi Sir,

I have used ICICI bank's credit card (4477478109930002) in year 2007 and therafter i was paying the dues regulary. However i countinued to pay the minimum due amount every month as i am not in position to clear all the dues at one go, i visited to bank's collection center at andheri for settelment as the amount was not reducing by paying minimum amount and there i learnt that bank can settel my card at amount of rs 27000/-, on this i aggred to the same and asked them to provide me with 3-4 installments, but they denied for the same. Again this month i made a payment of minimum amount due on 4th Feb whereas my due date was 10th Feb, after making the payment well in advance and that too before due date, than too bank has marked lien on my salary account and when i contacted the customer care they stated that the lien was marked due to non payments, whereas i have never defaulted for a single time in last one year. After repeated requests and follow up with the ICICI bank, bank has never co operated with me & now they are using unethical way of blocking my entire salary.

Also the lien which bank has marked is illegal, as bank can only mark lien on customer's account when customer is not contactable or else he faulter to make payment repeatedly. In my case i am making regular payment and proactively approaching bank to settel this account.By this website i am trying to seek justice and also want to know that how will salaried individual survive if bank is taking away all the funds that are credited in form of his salary?

Hope would get some positive result on this matter atleast for this time.

Regards

Abhishek Deshmukh

# 9870774499

Company: ICICI Bank Credit Card
Country: India

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