ICICI Bank Credit Card- Peronal Loan
Pre-Closure of the Pyament but still company harrases-SR126810455

I have taken a persoanl loan which I have taken on my ICICI credit card due to some personal emergency in 2007.

Till April I have made the EMI monthly and then went for a pre-closure of this loan. Which I have closed it with the details below:-

Cheque # 324732 dated 27/04 for Amt 78889 drawn on SBI. During this time the pre-closure I have also made some 2% extra for pre-closing. Now after an year and half I get reminders from ICICI stating that there is a due and I get therating from you people to settle it.

Why should I pay or OPT for settlment when the loan is already pre-closed. And this is not the right way. I would appreciate if some one can help me in getting out of this mess. I mail and call the ICICI customer care number 42088000 so many times but no one seems to be interested to solve my issue instead they say you have to pay or we have to go for legal settlement.

Hope this makes more clarity on this.

I have spoke/written emails to 8 people who said they are responsible and they will resolve the issue and every time from last 3 months they just say we will get back to you in 3 business days and no one exactly get back to me.

And I get reminders and SMS from the bank to pay for the money which I have already settled in 2008. I have no idea how this bank really working. As I think there is no one is interested to resolve the issue and close the issues which is a mistake from their end.

Company: ICICI Bank Credit Card- Peronal Loan
Country: India

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