ICICI credit card division
Credit card full & final settlement

I was using the ICICI credit card (bearing no . 5176 3770 6019 2001) while I was working in Delhi in 2005. I have used it till 2008 and I have gone to my native place Hyderabad due to some unavoidable circumstances. My card was misused by my friend and he did not tell me. One day, I have got the call from ICICI Credit card division, Rohini, Delhi and asked me to pay 76, 000 that was due on my card. I was shocked that time and I have requested them I could not pay that much (because I was jobless at that time). Then they have given me the settlement amount like 33, 000 to be paid in two installments. I have further requested them for 30, 000 only and they have accepted it. As per their letter, I have paid Rs.30, 000 towards full and final settlement. I was expecting No Objection certificate from them. But they were not answering my calls. I am more worried now. Because I am not getting any personal loans or car loans now. Can you please let me know what sholud I do now?

Company: ICICI credit card division
Country: India

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