Indiabulls housing finance ltd
Foreclosurecharges

Sir,

My Name is Mrs. Kamal Shrivastava. I am resident of Indore. I want to complaint about India Bulls Housing Finance LTD. Me and my Husband (Mr. S.N. Shrivastava) had taken a home loan from India Bulls in March’2010 of Rs.28, 80, 000 (twenty eight lakh eighty thousand) under fixed & floating scheme. Our loan account no. is HHLIND00059869.At the time of disbursement their credit manager & marketing personnels informed us 2.21% foreclosure charges as well as India Bulls Head Office has also mentioned the same percent (2.21%) in the “sanction letter.”

I visited India Bulls office to foreclose my housing loan in first week of Mar’12 they issued a foreclosure letter of 2.21% dated 10/03.But after 4-5 days they called me & asked foreclosure charges @ 5.52% & issued one more letter on 29/03 @ 5.52% which is totally against their own commitment & reason given by them is that we (me & my husband) have signed & accepted pre payment charges @ 5.52%for that they have shown us a filled format which was blank at the time of signing which means that they have filled the figures/informations as their wish afterwards.

We hope that we will get justice through your kind support.

Regards,

Mrs. Kamal Shrivastava,

Mob. No. 09425053490

4, Ever Shine Colony,

Near Shalimar Palms,

Behind Agrawal Public School,

Pipliyahana, Indore.(M.P.)

Encl. : 1. Scanned copy of sanction letter.

2. Foreclosure letter dated 10/03 which is showing fc charges @2.21%.

3. Foreclosure letter dated 29/03 which is showing fc charges @5.52%.

4. Format (without name/logo of India Bulls) which was filled later at their end after our signature.

P.S. : On 19/03, I enquired from the call centre of India Bulls Mr. Nitin has also confirmed the pre payment charges @ 2.21% (Enquiry Ref No. 5167155).

Company: Indiabulls housing finance ltd
Country: India
State: Madhya Pradesh
City: Indore

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