Laons & Credit Cards
Harassment by Bank Employees /Agents

Dear Sir,

This is in reference to recovery proceeding intiated by Banks and the strategic methods of harassment used by Bank in recovery of my laon. My story is like this, In the year i has good a good salary pacakage and i had all my accounts with ICICI Bank. At that point of time, i use to receive various calls form ICICI bank enticing for various cerdit card offres and personal loans. Being enticed by their offers, i took some loans and that too to pay back my credit card dues. Therafter i paid all the laon installments well in time till i lost my job in the month of April. Thereafter, because of non avaibility of funds, i was not able to pay my istallments and thereafter i got a Job but it was not the same as before. Thereafter, i started receving calls from bank. Thereafter, in November i surrendered my car and slowly started paying my installments of personal laons (given Rs.20000/- by selling my bike) and credit cards. Though small amounts but l always paid it to them. Now, suddenly the ICICI banks has started using different methology of pressuring me to setlle all the loans at once which infact i am not in the capacity to do so. Couple of days back, suddenly reprsentative of the bank came to my house and asked me to pay the entire loan amount. I told him specifically that i am not in the capacity to pay it at once but i am ready to pay it in small installments. On which he said that if i will not get the laon amount repaid, the bank can write the my employer regarding this. I felt very afraid that if once the bank writes to my employer, i will lose my job and i told him that i will definetly pay the money back. Now, today i wwas in my offiice i received a call from my wife who was alone that some 5 to 6 people from ICICI bank have come for recovery and this was a sudden sock to me and i was not able to concentrate on my work and rushed back to my home. When i cam back, my wife told me that they forcibly entered he house and startiing asking her about loan repayment. I was in a great sock to hear all this. And my wife was also ver affriad of this things. I request the your to take this with ICICI bank as i am not feeling secure as teh bank is using diffrent kind of pressure tactics.

Company: Laons & Credit Cards
Country: India
State: Haryana
City: Gurgaon

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