LIC INDIA
Reducing the Sum Assured

Hi I joined an LIC Policy (# 784177876) named jeevan surabhi 25 years term with sum assured of Rs.12 Lakh. After one year I found that I am not able to continue with the huge premium to be paid as my income stopped all of a sudden. So I was forced to reduce the sum assured to Rs.2 Lakh and the subsequent premium too got reduced. Hereafter I will get the benefit for the 2 Lakh only.

Now my concern is regarding the extra money that I paid for the premiums at the first year. I asked all the concerned authorities regarding the same but none is giving me a clear reply. I am really worried about my money. Please Help.

Company: LIC INDIA
Country: India

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