WFNNB-Domestications Credit Card
Card Program discontinued, all accounts closed

Went to pay my bill online as I always do, and noticed that the "available balance" was zero, even though I hadn't maxed out the card. Emailed via the website's contact link, and got a message back saying that my account had been closed, and that it had been reported to the credit reporting agencies as "closed". When I rang the Customer Service line, I was told that the Credit card program (that's right, the ENTIRE CREDIT CARD PROGRAM) for Domestications had been discontinued, so ALL customer credit accounts had been closed, although we all still must continue to pay on the accounts. My concern is the report to the credit agencies... when I asked the Domestications operator just what kind of report had gone to the agencies (since none of their customers had ANYTHING whatsoever to do with their decision to discontinue the card program) she wouldn't tell me the nature of the "report" to the credit agencies, except to say that it was reported as "closed" by WFNNB, the parent company. Typically, any account marked as "closed" by vendor is listed as a "negative" on a credit report... but it's not very fair for customers to find a negative on their credit report just because WFNNB decided to discontinue the program... and if I find a negative on my report (the account had never even been in arrears... it had always been paid, and always on time!) then I'm going to see an attorney about suing them, and about having the suit certified for Class Action, as I'm certain there are many people in the same boat. WFNNB and their parent company, Alliance Data, are hiding from their customers on this one... and I'd sure like to find SOMEONE from one or more of these entities who will be responsible to their customers for their decision, and who will tell me directly just HOW this was reported to the credit agencies. IS THERE ANYONE AT DOMESTICATIONS, WFNNB OR ALLIANCE DATA WITH THE BALLS TO CONTACT ME ABOUT THIS? If not, and if the report to the Credit Agencies is listed as a "negative" on my (and others') reports, prepare to get sued BIG TIME. NOTE TO DOMESTICATIONS CUSTOMERS FINDING THEMSELVES IN SIMILAR STRAITS... CHECK YOUR CREDIT REPORTS RIGHT AWAY!

Company: WFNNB-Domestications Credit Card
Country: India

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