HDFC
Poor service!

Business & Finance

I have taken a Personal Loan of 55, 000 Rs. From Nashik branch in the month of May. On every conversation with the banking personnel I told them that I need Personal loan. As this was my first time, that I am in involved in Loan activity. I had faith in HDFC bank.

When the amount was disbursed to me the EMI for a Loan of 55, 000 came out to be 3243.00... I asked them that on the internet It comes out to be something around 1800 then the reply from bank was that it is a different calculation. I did not get any good reply from them. As I was in urgent need of money I took that amount..

Later I just inquired them regarding the high EMI... They told me that they have issued me Express loan. when I inquired, that I had requested for Personnel loan why then Express loan there is no positive reply from them.

Express loan rate of interest in very high as compared to Personal loan.


Company: HDFC
Country: India
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Reporting to Media inefficiency and exploitation by HDFC, HDFC Credit Card : 4346781000320325