LIC Housing Finance Ltd
FALSE COMMITTMENT AND NO ACKNOWLDGEMENT RECD FOR MORTGAGED PAPERS

DATED: 22.07.2012

DEAR SIR,

REF: FILE NO 6109001694

I HAVE RECEIVED HOME LOAN SANCTION LETTER ON DATED 21.03.12 WITH CONDITIONS OF ASSIGNING OF ALL EXISITING POLICIES. I HAD IMMEDIATELY CALLED MR SUBHASH DHANAWADE 09619194464, AND DISCUSSED THAT I WILL NOT BE ABLE TO ASSIGN ANY OF THE POLICIES AS ALREADY DISCUUSED EARLIER, I WANTED TO SURRENDER ALL POLICIES. MR SUBHASH IS FROM LICHFL, THANE AREA OFFICE. HE HAD CONFIRMED HE WILL GET THIS DONE AND I DONT HAVE ASSIGN ANY POLICIES.

THEREAFTER WHEN THE DEMAND LETTER RECEIPT FROM THE BUILDER, THINGS DID NOT HAPPENED AS HE COMMITTED. ULTIMATELY MY DISBURSEMENT PAYMENT WAS NEITHER PROCESSED NOR THEY INTIMATED THE SAME. LATER I HAVE RECEIVED A CALL FROM BUILDER AND I CAME TO KNOW, BY THIS TIME I HAD NO OTHER OPTION BUT TO SURRENDER MY WISH AND ASSIGN ALL POLICIES AS THE PAYMENT WAS LONG DUE.

THE VALIDITY OF SANCTIONED LOAN WAS INCRAEASED AND FINALLY THE DISBURSEMENT AMOUNT WAS PAID TO THE BUILDER.

NOW AFTER THREE WEEKS, INSPITE OF REGULAR FOLLOW UP I HAVE NOT RECEIVED THE ACKNOWLEDGEMENT OF MY 3 LIC POLICIES ASSIGNED, NEITHER RECEIVED ANY RECEIPTS OF MY PAYMENTS TO LICHFL, NOR THE LOAN AGREEMENT COPY.

ONLY BECAUSE OF FALSE COMMITTMENT BY MR SUBHASH, THE DISBURSEMENT PAYMENT WAS DELAYED. BUT INSPITE OF ALL THIS I HAD TO ASSIGN MY POLICIES. STILL NO RESPONSE FROM MR SUBHASH OR THANE AREA OFFICE FOR ACKNOWLEDGEMENT COPY OF 3 LIC POLICIES ASSIGNED, NO COPY OF LOAN AGREEMENT RECEIVED, NOR ANY RECEIPTS RECD OF PAYMENT TOWARDS LICHFL.

I HAVE ALSO HANDED OVER THE PRE EMI CHEQUE OF RS 8016.00 DATED 13.07.12 DRAWN ON HDFC BANK BY 07.07.12, BUT STILL THE CHEQUE IS NOT CLEARED.

REQUEST YOUR HELP FOR RECEIPT OF 1. ALL MONEY RECEIPT, 2. ACKNOWLEDGEMENT OF LIC POLICIES SURRENDERED, COPY OF LOAN AGREEMENT AND STATUS OF PRE EMI CHEQUE.

THANKS AND REGARDS

GAUTAM SONI

FILE NO. 6109001694

Company: LIC Housing Finance Ltd
Country: India

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