National Insurance Company
Claim to be paid by insurance than the owner of ca

My car is fully insured with national insurance company. car had accident with a motorcyclist who is under 16 and he filed an FIR and claimed from insurance for money spent on his treatment. but insurance company says that car being drived rashly so they are not liable to pay any claim and due to that the court gave his decision that amount of Rs 1, 29, 600 will be paid by the owner of the car to the motorcyclist. This is totally unfair. if the vehicle is fully insured and the driver (proved on record) holds valid driving license then only the insurance company is liable to pay the claim to third party not the owner. If the owner has to pay then for what purposes are the insurance companies?

Company: National Insurance Company
Country: India
State: Punjab

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