Bank of Baroda
HOME LOAN REQUEST NOT BEING PROCESSED FOR TAKE OVER FROM ICICI

TO

MANAGER

BOB HOME LOAN DEPARTMENT

SUBJECT :- HOME LOAN REQUEST NOT BEING PROCESSED

DEAR SIR,

I RAJAT RAVINDRA ROKDE HAVE APPROACHED THE BANK OF BARODA PUNE RETAIL LOAN FACTORY (GHOLE ROAD) ON 10 NOV 08. THERE THEY HAVE ADVERTIESED THAT HOME LOAN WILL BE SANCTIONED IN FLAT6 DAY. TILL DATE NOTHING HAS BEEN DONE IN MY CASE EVEN AFTER SUBMITTING NEARLY EVERY DOCUMENT THEY ASK STARTING FROM DEGREE CERTIFICATED TO EX EMPLOYER'S EXPERIENCE CERTIFICATE (PLEASE SOME ONE TELL THEM THAT I HAD APPLIED FOR LOAN AND NOT FOR JOB)

NOW THEY ARE ASKING A LETTER SIGNED BY ICICI THAT THE MORTGAGED PROPERY DOCUMENTS WILL BE DELIVERED TO BOB AND NOT TO ME, WHICH ICICI SAY'S IS AGAINST THERE POLICY. ALSO WHEN THEY ALREADY HAVE A POLICY WHEREIN THEY PROVIDE FREE PROPERTY INSURANCE THEY ARE ASKING ME TO BUY A HDFC STANDARD LIFE INSURANCE POLICY, (their joint task with HDFC) WHICH IS AGIAN VOILATION OF IRDA (REMEMBER - INSURANCE IS MATTER OF SOLICITATION AND NOT A MANDETARY THING). AND YESTERDAY I GOT A CALL FROM BOB EXECUTIVE THAT BOB HAS ASKED TO STOP ALL TAKEOVER FROM ICICI.

WILL SOME ONE PLEASE TELL ME IS SUCH THINGS ARE REALLY DECIDED BY BOB ON HIGHER MANAGEMENT LEVEL OR THE BRANCH IS EXPLOITING ME.

ALSO WHAT CAN BE DONE TO TAKE MY LOAN REQUEST AHEAD WITH BANK OF BARODA IF ICICI DOES NOT PROVIDE SUCH LETTER.

Company: Bank of Baroda
Country: India

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