CITI FINANCE (ASF INDIA LTD.)
Re: CIBIL

Hello Sir,

I took a consumer loan from ASF India (citi finance) in 2006. The Loan Amount was 18K. I was paying the EMIs through my DCB Bank via ECS. (EMI was mere Rs. 792/-) ASF India claims that I have 3 EMI's pending. They Once sent their executive (around mid 2006) to my place for collection, I told him, if anything is really due on me, then pls give me the statement of my account so that i can clear the debt. From that day neither that executive nor ASF India persons contacted me for my debt (if any). NO correspondences are sent to my postal address or no reminder letter I received in-between. Now they have put my name at CIBIL.

The Report at Citi finance's office at Pune says, I have Rs. 2376 pending towards EMI and Rs. 1500 towards Bouncing charges. But total amount due shown in Report is 78K.

I am unable to get any loan from any bank for my Dad's Bypass Surgery. Please suggest me the way out. And was that the legal step that ASF India has took against me?

Company: CITI FINANCE (ASF INDIA LTD.)
Country: India

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