CREDITCARD AND PERSONAL LOAN
HOW MANY DEFAULT IS THERE ON MY NAME?

WHILE I WAS IN VISAKHAPATNAM I HAD DEFAULTED ON TWO ACCOUNTS AS PER MY REMEMBRANCE.ONE IS WITH HDFC CREDIT CARD IN WHICH I CONTINUED PAYING THE MINIMUM AMOUNT UNTIL ONE FINE DAY I NOTICED THAT A HUGE AMOUNT HAS GOT ACCUMULATED ON MY CREDIT CARD A/C. I WANTED TO SETTLE IT AND MADE SEVERAL REQUEST TO THE BANK FOR SETTLEMENT. HDFC BANK TOLD TO PAY ME THE MINIMUM AMOUNT MANUALLY TO THEIR CUSTOMER REPS AND THEY USED TO ISSUE ME KACHCHA RECEIPTS IN RETURN.WHILE THIS DEAL WAS GOING ON SUDDENLY ONE DAY ATM SUCKED MY CARD INSIDE AND I WAS LEFT WITH NO REFERENCE.ALL THIS HAPPENED SOME 3 YEARS AGO WHILE I WAS IN VIZAG.AFTER MY SUDDEN TRANSFER TO MUMBAI I CONTACTED HDFC BRANCH BUT THEY DID NOT SHOW ANY INTEREST FOR SETTLEMENT.THE RESULT WAS MY NAME GOT REFLECTED IN CIBIL DUE TO WHICH I WAS DISQUALIFIED FOR HOUSE LOAN.

THE SECOND INCIDENT WAS I HAD AVAILED A LOAN FROM ICICI IN THE FORM OF S.T.P.L.FROM VIZAG.I WAS PAYING THE LOAN STEADILY UNTIL SUDDENLY I WAS TRANSFERRED TO MUMBAI AND I WAS FORCED TO CLOSE MY SAVINGS BANK A/C FROM WHICH MY P.D.C. WERE ISSUED.BY THE TIME I HAD COME TO MUMBAI THE S.T.P.L. SCHEME OF ICICI BANK WAS FINISHED DUE TO THE HIGH INTEREST RATE FEATURES OF THE SCHEME IN WHICH MANY PEOPLE DEFAULTED ON THE SAME LINES.WHEN I CONTACTED THE ICICI BRANCH MUMBAI THEY TOLD THAT AS THE SCHEME IS OVER IF I WANT TO SETTLE MY DUES THEN I HAVE TO GO VIZAG PHYSICALLY FOR SETTLEMENT WHICH WAS NOT POSSIBLE FOR ME THEN RESULTING AGAIN IN NOT CONSIDERING ME ELLIGIBLE FOR HOME LOAN BECAUSE THEY HAD REFLECTED MY NAME IN CIBIL.NOW IN THIS EXISTING SITUATION I INTENDED TO TAKE A HOUSE LOAN, WHEN I HAD PUT MY PAPERS TO GIC HOUSING FINANCE FOR PROCESSING I WAS INFORMED BY THEM THAT I AM HAVING OUTSTANDING FOR THESE TWO ABOVE ISSUES AND APART FROM THIS THEY CLAIMED I AM HAVING OUTSTANDING FOUR MORE LOANS WHICH I AM TOTALLY UNAWARE OF.

IN REGARD TO THIS I WANT THAT MY MATTER BE CONSIDERED BY YOUR AUTHORITIES AND HELP ME IN SOLVING MY PROBLEM SUCH THAT I CAN AVAIL THE HOME LOAN POSITIVELY.MY DATE OF BIRTH -01-01-1976, PAN NO.-AVOPS5379R

Company: CREDITCARD AND PERSONAL LOAN
Country: India

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