Credit card by icici bank
Wrongly imposed late payment charges

My credit card No. is 4076515000329001. I had issued a cheque for Rs.832.73 on 3.10.2009 to clear the dues well within the time schedule. It was returned abck on 7.10.2009 with an objectioin and without Memo from my bank. It was also memntiond in the covering letter from the ICICI dated 6.10.2009 " We urge you to provide us with a fresh cheque to enable process your repayment in a timely manner."Fresh cheque was issued on 7.10.2009. But now I have received the bill dated 17.10.2009 today i.e. 28.10.2009 saying pay Rs.400/- on delayed payment. When thee is an objection on the timely cheque then fresh cheque is issued as desired then how can a charge of late payment be imposed. Therefore in the light of these facts this amount of Rs, 400/- may very kinly be reversed. I may not be dragged to the Consumer Court for no fault of mine. However I am depositing Rs.254.50 incurred on Indian Railways Catering Delhi only. The rest of the amount is disputed. Payment for the same may be suspended till the decisioin.

Thanking you

Yours sincerely,

M.S.Kohli, Advocate, Chandigarh.

Company: Credit card by icici bank
Country: India

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