Credit Card
Threaten from credit card

Dear Sir,

I am using SBI Credit Card for the past 1.5 Years and i am able to pay only the minimum due amount and i am not able to close the entire amount.

I have requested them to call me after 10AM in the morning but they refused to do so and they keep on disturbing me at 8.30am.(Reason RBI has given SBI Credit Card department an approval to disturb the customer after 7.30am)

I have paid interest and other charges more than i have spent.

I have requested SBI credit card department to make it as EMI and i will pay the entire amount but they have refused.

Now i have requested them for settlement option. They are threatening me that they will inform to CBIL and hence i will not able to get loan or any employment from any other company.

As per my understanding RBI has restricted all the credit card companies not to increase the Interest Rate, but all these companies are collecting excess money from the customer indirectly (Late payment fees and other charges).

Kindly let me know what to do.

Contact Number 91 9367776662

Company: Credit Card
Country: India

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