Credit Card
Missuse of the Credit card

Dear All,

I am working in a shop with a salary of Rs.- per month. One day ICICI bank employee have come to my owner's shop and insisted me to take the card and told me that there will not be any charges levied to me for keeping it with me and it will be very useful. He requested me many times and told me that he will get Commission for the same. On repeated request I agreed and I gave him only my Driving license Xerox and after few days I got the card based on my driving License.

After 2 years I got the bill for 25000/- from ICICI Bank which I was surprised and then realized that my card is missing and I have given immediately a Registered Letter reply stating that I have not used the same and I am not liable to pay for the same

Now the Bankers are coming to my owner's shop and creating a nuisance and threatening me for the recovery of the money.

It is negligence of the Shop keeper that he has not cross checked the signature on the card and on the receipt. And the Banker’s that they have issued me the card only on the basis of the driving license without checking my repayment capacity and my background i.e. IT Returns

Now there is a threat on my Job and on me and I am not in a position to pay the amount.

Can any one suggest me?

Company: Credit Card
Country: India

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