Credit Card
Harassment for payment while no credit card received by me

Last week I received a call from SBI employee, Delhi, Credit Card Department, stating that you have to pay us a balance of about Rs.12500/- for the credit card utility. I told them that I had never been issued any credit card by SBI though I applied in the year 2005 and 2007 but they declined me without assigning any reasons. In this regard, I had to fire the concerned officials as I also belong to SBI group and if you are not providing me such services as to how you will provide to others. When I asked more details of this credit card, they told me that this card was issued in the year 2001 and they do not have any details about the transactions. They also told me that you have made a payment in the year 2005 while the fact is that I was transferred to Ludhiana in 2002 and to Hyderabad in 2004. I never received any credit card from SBI. When I asked as to from where you got my mobile number, they replied it was received from your original records while the fact is that the Bank provided me this mobile in the year 2007 only and I was not having any mobile prior to that.

Again some body from SBI, Delhi given a ring to me and I explained him everything and advised him to investigate the matter. Instead he is forcing me to pay the amount for such a credit card which was never issued to me. I told him to refer the matter to Consumer Court, for which he is not bothered and told me to go ahead but pay the amount. This is such a typical attitude of such persons who create problems themselves for others and then harass others for their mistakes. I have a doubt they might have withdrawn the amount or used credit card themselves and kept silent for 8 years and now demanding the payment.

Company: Credit Card
Country: India

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